For all your chip card projects, whether it is EMV migration, implementation of a contactless or mobile payment service, or implementing a value added transport application, APS can help you define and quantify your business objectives realistically, and then help you effectively implement the systems and support infrastructure required.

We are a small group of chip card specialists with typically 15-25 years experience each in the chip card industry. We have a range of chip card expertise covering business, strategy, technology, risk management/security, and new product development.

We come from a variety of backgrounds including chip card, POS terminal and switch vendors, multinational banks and payment card associations and have extensive experience in both the global market and throughout the Asia Pacific region.

But most importantly we have gone through the pain before, and survived! We have hands-on practical implementation experience of EMV migration, stored value card systems, loyalty programs, personalization, multi application platforms, contactless cards, and mobile devices. And because we are not aligned with any particular vendor, bank or card association, you will receive independent unbiased advise.